Commercial Lending Facts and Figures
Bankers know that the more they say about the specific reasons for a loan decision, the more they expose the bank to recrimination and legal action. Let us be your information source on the banking industry and for how you should position your business financially for continous access to capital.
Did you know...
that banks have to "grade" their commercial loans?
...and that if your company can't make the grade, you won't be able to borrow money? WE CAN SHOW YOU HOW TO POSITION YOUR BUSINESS FINANCIALLY FOR A PASSING GRADE AT ANY BANK.
that you can cause your bank to lose money on your business loan - even when you make every payment on time?
You won't be a borrower for long at a bank as an unprofitable customer. WE'LL SHOW YOU HOW TO ENHANCE YOUR STANDING AND YOUR NEGOTIATING POSITION WITH YOUR BANK.
that most banks employ an independent loan review staff that follows behind loan officers to make sure they are making only good loans?
...and that they will continue to review the financial position of your business - as long as your loan is outstanding? YOUR BANKER WON'T BE AROUND FOR LONG, AND YOU'LL LOSE YOUR ABILITY TO BORROW NEXT TIME, UNLESS YOU KEEP YOUR BUSINESS FINANCES IN ORDER. WE'LL SHOW YOU HOW.
